Minister Urges Illinois Senator Barack H. Obama to Seek the U.S. Presidency
Rev. Talbert W. Swan, II, an author, radio talk show host and community activist wrote an open letter to the United States' only African American Senator, Barack Obama, urging him to enter the race for President of the United States.
FDA Decision Involves Area Patients Indiana Physician Participated in 'Rigid' National Clinical Study
Local surgeons who perform breast reconstruction and 'primary augmentation' for a large region of Indiana and three surrounding states are applauding the Food & Drug Administration decision (November 2006) to approve the manufacturing and use of silicone gel-based breast implants for American women. Ronald Downs, MD, FACS, former President of the Indiana State Medical Association and founder of The Centre, P.C. based in Elkhart, participated for more than ten years in the same national FDA study of silicone gel-based breast implants that is now cited as the basis for approving their use.
New, First-Of-Its-Kind, Israel Book A Surprise Bestseller on Amazon.com
MOVING UP: An Aliyah Journal (www.aliyahbook.com) quickly became a best-selling Israel book on Amazon.com and a #1 selling Israel book on Amazon.ca.
Is Bill Richardson the Next Bill Clinton?
There are a lot of similarities between Bill Richardson and Bill Clinton. The most daunting of all is the fact that Richardson has a legitimate shot at winning.
Coalition of Election and Computer Experts Ask Congress to Vote No on H.R. 811
An Election Deception Bill
Frankly, given the legal and regulatory requirements involved in attempting to collect a debt, it makes as much sense to do it yourself as it does to try to remove your own appendix. A collection agency is, on the whole, much cheaper than a doctors - and lawyers. Do yourself a favor and let a professional collection agency handle this complex matter for you.
It is an unfortunate fact that the collections industry is not regulated much by the government. Absolutely anybody can set themselves up with an "office" and call themselves a collection agency. You don't have to be certified or accredited by anybody.
You don't need any kind of special degrees or anything like that to start a collection agency. So, while there are plenty of reputable, ethical collection agencies out there, are also plenty of con artists. It's a case of buyer very much beware.
Beyond making sure the collection agency is credible, you'll need to make sure they are right for your business. Each collection agency may have different specialties and, even if they don't, they might not have the specialized knowledge required to collect in your industry. A collection agency working in medical collections must be familiar with medical terminology and insurance requirements. Make sure the collection agency has the skills and knowledge needed to successfully collect on your particular type of account.
You will also have to consider the fact that the collection agency will have to be paid for their services. A collection agency usually charges you a percentage of the money they collect on your behalf; currently the industry standards range from 25% to50%, depending on the dollar amount of the account, the age of the account, how much overall business the collection agency gets (or expects to get) from you in the long run, and other factors. Some collection agencies charge a low flat fee per collection which may be a more affordable solution for some businesses.
What you really want to know about this collection agency, however, is what they quote as their average recovery rate. The collection agency cannot guarantee that they are going to collect the money you are owed, because their ability to do so will dependent on many unforeseen factors. But the collection agency can give you a percentage of approximately how much their collection agency collects of the accounts that are placed with them, in general and in your particular industry. That is going to be much more important than their commission rate.
Finally, you'll want to check your potential collection agency out with both the Better Business Bureau and your state's Attorney General's Office. Specifically, it is important to discover if there have been any complaints registered against them by disgruntled former clients, or if they have had to defend themselves against alleged violations of the Fair Debt Collection Act. Remember that this collection agency will be representing you and your business. You don't want the sort of collectors who threaten to break people's knee caps, or call their neighbors to harass them. Make sure you're dealing with real professionals.
With the right kind of collection agency, you will be able to develop a real working relationship with the account executive who is servicing your account. These guys can be enormously helpful, particularly when it comes to dealing with bad-tempered debtors. There are going to be distinct legal limits to the kinds of things you can say and do, no matter now nasty people who owe your money become, and consulting your collection agency rep is a lot cheaper than talking to your lawyer. As long as all parties involved recognize the fact that yours is a partnership, in which both of you treat each other professionally, you will be well on your way to a good, long-term working relationship.
Collection Agency Outsourcing offers you free information on collection agencies and debt collections issues.
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